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Liability Insurance Adds Protection

What if you're facing a claim for damages because of an accident that resulted in injuries to someone or a loss to their property? Your primary policies may not be enough. State Farm® offers several policy options for additional liability protection you may need to help protect your financial future.

Contact a State Farm agent about liability coverage

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Personal Liability Umbrella

Injury and property losses from accidents can be significant. Judgments amounting to thousands or even millions are being awarded by juries in ever-increasing numbers. Make sure you’re covered beyond your primary policy (like auto, home or boat) with a Personal Liability Umbrella policy.

Explore Personal Liability Umbrella policies

Business and Professional Liability

Every business is at risk of a lawsuit, whether from error, negligence or a claim of discrimination, harassment, or wrongful termination. That's why State Farm offers a variety of business property and liability insurance packages, umbrella policies, and special liability options to help protect your business from costly legal judgments, settlements, and defense fees.

Examine Business and Professional Liability

This document contains only a general description of the State Farm Personal Liability Umbrella Policy coverage and is not a statement of contract. All coverages are subject to all policy provisions and minimum underlying insurance requirements. For further information, please see or call your State Farm agent.

State Farm Fire and Casualty Company
Bloomington, IL

State Farm General Insurance Company
Bloomington, IL

State Farm Florida Insurance Company
Winter Haven, FL